COST OF RETIREMENT CALCULATOR
Planning for retirement isn’t just about setting a date - it’s about making sure your savings can support your lifestyle for years to come. This calculator helps you estimate how much you’ll need in retirement, factoring in inflation and potential investment growth, so you can plan with confidence.
Please note: These calculators provide estimates for illustration only. Replace the sample numbers with your own to see a personalized scenario - and reach out to ReyMar Wealth Management for advice tailored to your goals.
UNDERSTANDING YOUR RETIREMENT NEEDS
Retirement planning can feel overwhelming, but at its core, it comes down to one big question: Will I have enough to last? By considering how long you’ll be retired, the annual income you expect to need, and the impact of inflation, you can build a realistic picture of what your financial future might look like.
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This Cost of Retirement Calculator takes into account not just today’s dollars, but also how inflation reduces purchasing power over time. For example, $50,000 today may require nearly double that amount by the time you retire. At the same time, investments you make now can grow and help offset those rising costs.
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With just a few quick inputs - your current age, planned retirement age, expected retirement length, inflation rate, and investment growth - you’ll see:
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Your inflation-adjusted annual income need
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The total cost of retirement across all your retirement years
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How much you would need to save today if your investments continue to grow
Armed with this information, you can better understand your savings goals and make adjustments early, whether that means increasing contributions, adjusting your retirement age, or reviewing your investment strategy.
OTHER CALCULATORS
LOANS & CREDIT
RETIREMENT & INVESTING
• Retirement Portfolio Lifespan Calculator →
INSURANCE & RISK
• Life Insurance Needs Calculator →
• Long-Term Care / Disability Insurance Calculator →
OPTIONAL CASH MANAGEMENT
This hypothetical example is used for illustrative purposes only. Actual results will vary.
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This information is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.
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This material was written and prepared by ReyMar Wealth Management.
© 2025 ReyMar Wealth Management, LLC