Making informed financial decisions starts with understanding the numbers. Our collection of financial calculators is designed to give you quick, easy-to-use insights into common questions about loans, retirement, investing, and insurance. While these tools can help you explore different scenarios - such as estimating monthly loan payments, projecting retirement savings, or calculating life insurance needs - they are not a substitute for personalized advice. For tailored guidance that fits your unique goals and circumstances, Antonio “Tony” Reyna and the team at ReyMar Wealth Management are here to help.
LOANS & CREDIT
Understand how long it will take to pay off your loan and how much interest you’ll pay over time. This calculator helps you compare different payment strategies and see how even small changes in monthly payments can accelerate debt freedom.
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Mortgage Payment / Home Affordability Calculator 🔢
Estimate your monthly mortgage payments and determine what type of home fits comfortably within your budget. This tool factors in principal, interest, and term length so you can make informed decisions about one of life’s biggest investments.
Credit Card Debt Payoff Calculator 🔢
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Credit card balances can feel overwhelming, but this calculator shows you exactly how long it will take to pay off debt based on your balance, interest rate, and payments. Explore how paying a little extra each month can save money and shorten payoff time.
RETIREMENT & INVESTING
Cost of Retirement Calculator 🔢
Planning for retirement starts with understanding your future expenses. This calculator estimates how much income you’ll need in retirement, helping you set realistic savings goals today to support the lifestyle you want tomorrow.
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Retirement Portfolio Lifespan Calculator 🔢
How long will your savings last? This calculator shows how different withdrawal rates and market returns can affect the longevity of your retirement portfolio, so you can plan confidently and avoid outliving your resources.
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Taxable Equivalent Yield Calculator 🔢
Not all investments are taxed the same way. This calculator helps compare taxable and tax-free investments by showing the equivalent yield, helping you decide which option offers the better after-tax return based on your personal tax bracket.
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Compound Growth / Savings Goal Calculator 🔢
Small contributions add up in a big way thanks to compound interest. Use this calculator to visualize how your savings can grow over time and to see how consistent investing supports long-term wealth building.
INSURANCE & RISK
Life Insurance Needs Calculator 🔢
Life insurance is designed to protect your family and loved ones. This calculator estimates how much coverage you may need by considering expenses, income replacement, and future obligations, giving you a clearer picture of your protection needs.
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Long-Term Care / Disability Insurance Calculator 🔢
The unexpected can happen. This calculator helps you estimate the cost of long-term care or the income you’d need to replace in the event of a disability, so you can plan for financial security even in life’s most challenging circumstances.
OPTIONAL CASH MANAGEMENT
A snapshot of your overall financial health. This calculator adds up your assets and subtracts your liabilities to show your net worth, helping you track progress toward long-term financial goals and identify areas for improvement.
You don't have to do the math alone.
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While these calculators are a great starting point, true financial confidence comes from working with a trusted advisor. Tony Reyna is here to help you turn numbers into a clear plan for your future.