INSURANCE NEEDS
A solid financial plan isn’t complete without protecting the people and things that matter most. Insurance provides a safety net against life’s uncertainties, ensuring your loved ones are cared for and your financial goals stay on track even when unexpected events arise. At ReyMar Wealth Management, we help you identify the right coverage for your stage of life, income needs, and family priorities.
TERM LIFE INSURANCE
Term life insurance provides affordable coverage for a set period, often used to protect young families, pay off a mortgage, or replace income during working years. It’s a cost-effective way to ensure your loved ones are financially secure in case of loss.
VARIABLE UNIVERSAL LIFE
Variable Universal Life (VUL) policies combine life insurance protection with an investment component. With flexibility in premiums, death benefits, and the potential for cash value growth, VUL can serve as both protection and a wealth-building tool.
LONG-TERM CARE INSURANCE
As healthcare costs rise, long-term care insurance helps cover the expenses of assisted living, home healthcare, or nursing facilities. It’s designed to protect your savings from being depleted by future care needs while ensuring you maintain dignity and choice in your care.
DISABILITY INSURANCE
Your ability to earn an income is one of your greatest assets. Disability insurance replaces a portion of your income if illness or injury prevents you from working, protecting your lifestyle and helping ensure bills and financial obligations are met.